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BUY Steps to Buying a Home If you’re like most Americans, owning your own home is part of the American dream. We know it’s confusing and we’re here to help. 1. Find What You Can Afford You can save yourself a lot of time if you take time to figure out how much you can afford to pay for a house. Generally, a lender will want your monthly mortgage payment to total no more than 29% of your monthly gross income (that's your monthly income before taxes and other paycheck deductions are taken out.) You also need to consider current loan interest rates. The lower the interest rate, the more expensive the home you'll be able to afford. 2. Create Your "Wish List" Make a wish list of attributes you want in your home. For example, do you want 2 bedrooms or 3? 1 bath or 2? Garage or no garage? Knowing what you're looking for will help you focus your search. And it will help us narrow the search. 3. Contact us While we specialize in helping people buy, sell, and lease in Southwest Dallas County we can help you find a home all over North Texas and we can even refer you to a competent Realtor in another city or state. 4. Start Shopping Based upon your wish list and your price range, we’ll narrow the search. Call us to set an appointment and we’ll help you find that perfect house. 5. Make An Offer Once we’ve found that special house we’ll help you write an offer and present it on your behalf. Helpful Resources
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